Which provision allows for changes to the policy without requiring a new policy to be issued?

The provision that allows for changes to the policy without requiring a new policy to be issued is the Amendment Clause. This clause provides a mechanism for both the insurer and the insured to agree on modifications to the existing policy terms. It ensures that any changes, whether they are adjustments in coverage, premium amounts, or other policy features, can be incorporated directly into the original policy document rather than necessitating the issuance of an entirely new policy.

In practice, the Amendment Clause is beneficial because it maintains the continuity of the contract while allowing for necessary updates that meet the changing needs of the policyholder or the requirements of the insurer. This can be especially useful in situations where the insured's circumstances change, such as changes in health or financial situation, enabling the policy to adapt without starting from scratch.

The other options, while they may represent various aspects of policy management, do not specifically denote a legal provision that grants the ability to modify the terms of an existing policy without issuing a new one in the same straightforward manner as the Amendment Clause.