What term describes methods of payment for the death benefit to the beneficiary after the insured's death?

The term that accurately describes methods of payment for the death benefit to the beneficiary after the insured's death is "settlement options." Settlement options refer to the various ways in which the death benefit can be disbursed to the beneficiaries, including lump-sum payments, installment payments, or an annuity form. These options allow beneficiaries to choose the method that best suits their financial needs and circumstances, ensuring they can manage the funds effectively following the loss of the insured.

Other terms in the choices do not specifically define the payment methods for the death benefit. While "death benefit options" might seem relevant, it tends to refer to different types of death benefit coverages or enhancements available in a policy rather than the payment structure. "Pay-out methods" is a more general term that doesn't precisely capture the formal terminology used within the insurance industry, and "benefit distributions" lacks the specificity and common usage associated with settlement options in life insurance contexts.