What is the name for a life insurance policy rider that provides coverage on the insured's family members?

The term for a life insurance policy rider that extends coverage to the insured's family members is known as the Other-insured Rider. This rider allows the policyholder to add coverage for additional individuals, typically including spouses and children, under one main policy. The primary benefit of this rider is that it provides a convenient and often more affordable way to ensure that multiple family members are protected without the need for separate policies for each individual.

This rider may differ from others that might specifically focus on children or dependents, emphasizing its broader application to multiple family members. By including an Additional-insured Rider, the policyholder can keep all coverage under one premium, simplifying management and providing peace of mind that loved ones are also financially protected in the event of unforeseen circumstances.