What document verifies an applicant's consent in obtaining insurance?

The Disclosure Authorization Notice is the document that verifies an applicant's consent to obtain insurance. This notice informs the applicant about the potential use of their personal information and grants permission to the insurer to collect and use that information for underwriting purposes. It serves as an important legal safeguard, ensuring that the applicant is aware of what information will be shared and with whom, thereby maintaining transparency in the insurance process.

The other documents mentioned have different functions:

The Insurance Policy Document outlines the terms of the insurance coverage but does not itself gather consent. The Application Form is where the applicant provides necessary information but does not explicitly provide consent for the insurer to access and use personal data. The Agent's Report may contain observations and recommendations from the agent but does not serve the specific purpose of obtaining consent for information use.